Your privacy is important to us.

This website, https://www.latinamoneycoach.com, (“Website”) is owned and operated by Erika Settles (“Company,” “we”, “our”). By accessing or using this website, you agree to this Privacy Policy.

If you do not agree with our policies and practices, your choice is not to use our website.

Variation

We may revise this Privacy Policy from time-to-time. The revised Privacy Policy will apply to the use of our website from the date of the publication of the revised Privacy Policy on our website. Please check this page regularly to ensure you are familiar with the current version.

Collection

We may collect, store and use the following kinds of personal information:

(a) information about your computer and about your visits to and use of this website (including your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views, and website navigation;

(b) information relating to any transactions carried out between you and us on or in relation to this website, including all information relating to any purchases you make of our goods or services;

(c) information that you provide to us for the purpose of registering with us;

(d) information that you provide to us for the purpose of subscribing to our website services, email notifications and/or newsletters;

(e) any other information that you choose to send to us;

Personal Information

Personal information submitted to us via this website will be used for the purposes specified in this privacy policy or in relevant parts of the website.

We may use your personal information to:

(a) administer the website;

(b) enable your use of the services available on the website;

(c) send to you goods purchased via the website, and supply to you services purchased via the website;

(d) send statements and invoices to you, and collect payments from you;

(e) send you general commercial communications;

(f) send you email notifications you have specifically requested;

(g) send to you our newsletter and other marketing communications relating to our business we think may be of interest to you by post, email, or similar technology (you can inform us at any time if you no longer require marketing communications);

(h) deal with inquiries and complaints made by or about you relating to the website;

Where you submit personal information for publication on our website, we will publish and otherwise use that information in accordance with the license you grant to us.

We will not provide your personal information to any third parties for the purpose of direct marketing.

We do not intentionally gather personal information from visitors under the age of 13.

If a child under 13 submits personal information to us and we learn that the personal information is the information of a child under 13, we will attempt to delete the information as soon as possible.

Security of Personal Information

We will take reasonable technical and organizational precautions to prevent the loss, misuse, or alteration of your personal information.

We will store all the personal information you provide on secure (password- and firewall-protected) servers. All electronic transactions you make to or receive from us will be encrypted using SSL technology.

As data transmission over the internet is inherently insecure, we cannot guarantee the security of data sent over the internet.

You are responsible for keeping your password and user details confidential. We will not ask you for your password (except when you log in to any password-protected areas of our website).

Disclosures

We may disclose information about you to any of our employees, officers, agents, suppliers, or subcontractors insofar as reasonably necessary for the purposes as set out in this Privacy Policy.

In addition, we may disclose your personal information:

(a) to the extent that we are required to do so by law;

(b) in connection with any legal proceedings or prospective legal proceedings;

(c) in order to establish, exercise, or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);

(d) to the purchaser (or prospective purchaser) of any business or asset which we are (or are contemplating) selling; and

(e) to any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information.

Except as provided in this Privacy Policy, we will not provide your information to third parties.

Contact Forms

To fulfill your contact form requests, we collect the personal information contained in the contact form. The data provided in the account form will be stored in the database until the expiration of the limitation period for claims under the concluded contract.

Mobile Services

We may also collect non-personal information from your mobile device if you access the Website from your phone. Examples of information that may be collected and used include your geographic location, how you use the mobile site, and type of device. The data collected will be stored in the database until the expiration of the limitation period for claims under the Terms and Conditions.

Cookies

Cookies are files, often including unique identifiers, that are sent by web servers to web browsers, and which may then be sent back to the server each time the browser requests a page from the server. Cookies can be used by web servers to identify and track users as they navigate different pages on a website, and to identify users returning to a website.

Cookies may be either “persistent” cookies or “session” cookies. A persistent cookie consists of a text file sent by a web server to a web browser, which will be stored by the browser and will remain valid until its set expiry date (unless deleted by the user before the expiry date). A session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.

We may use the information we obtain from your use of our cookies for the following purposes:

(a) to track visitors as they navigate our website
(b) to improve the website’s usability
(c) to analyse the use of our website
(d) in the administration of this website

Most browsers allow you to refuse to accept cookies. For example:

(a) in Internet Explorer you can refuse all cookies by clicking “Tools”, “Internet Options”, “Privacy”, and selecting “Block all cookies” using the sliding selector;

(b) in Firefox you can block all cookies by clicking “Tools”, “Options”, and un-checking “Accept cookies from sites” in the “Privacy” box.

You can also delete cookies already stored on your computer:

(a) in Internet Explorer, you must manually delete cookie files;

(b) in Firefox, you can delete cookies by, first ensuring that cookies are to be deleted when you “clear private data” (this setting can be changed by clicking “Tools”, “Options” and “Settings” in the “Private Data” box) and then clicking “Clear private data” in the “Tools” menu.

Obviously, doing this may have a negative impact on the usability of this website.

Third-Party Websites

The website contains links to other websites. We are not responsible for the Privacy Policies or practices of third-party websites.

Contact

You can contact us about this Privacy Policy.

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